Last updated: September 22, 2025
Acceptance of Terms
By using HSA Stasher ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
Service Description
HSA Stasher is a web application that helps users organize and store health-related receipts in their personal Google Drive accounts. The Service provides:
- Receipt upload and organization tools
- Integration with Google Drive for file storage
- Basic categorization and management features
As-Is Service
HSA Stasher is provided "as-is" without any guarantees:
- The Service is provided on an "as available" basis
- We make no guarantees about uptime, availability, or performance
- Features may be modified, updated, or discontinued at any time
- We reserve the right to modify these terms with notice
User Responsibilities
By using HSA Stasher, you agree to:
- Lawful Use: Use the Service only for lawful purposes and in accordance with applicable laws
- Accurate Information: Provide accurate information when using the Service
- Account Security: Maintain the security of your Google account credentials
- Proper Usage: Use the Service only for managing health-related receipts and documents
- Compliance: Ensure your use complies with HSA regulations and tax requirements
Prohibited Uses
You may not use HSA Stasher to:
- Upload illegal, harmful, or inappropriate content
- Violate any applicable laws or regulations
- Interfere with or disrupt the Service
- Attempt to gain unauthorized access to the Service or other users' data
- Use the Service for any commercial purpose without permission
Disclaimers and Warranties
NO WARRANTIES: HSA Stasher is provided without warranties of any kind, either express or implied, including but not limited to:
- Implied warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Course of performance or dealing
⚠️ Tax and Financial Advice Disclaimer
NOT TAX ADVICE: HSA Stasher is a receipt storage tool only and does not provide tax, financial, or legal advice. We make no representations about:
- HSA eligibility requirements
- Tax implications of your receipts or expenses
- Compliance with IRS regulations
- Reimbursement eligibility from your HSA provider
Please consult with qualified tax professionals, financial advisors, or your HSA administrator for advice regarding your specific situation.
Limitation of Liability
To the maximum extent permitted by law, BankaiByte shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of data or files
- Lost profits or business opportunities
- Service interruptions
- Tax penalties or issues
- HSA compliance problems
Data and Privacy
Your data remains in your Google Drive account. By using the Service, you acknowledge that:
- You are responsible for maintaining backups of your data
- We cannot guarantee the security or availability of your Google Drive data
- You should review Google's terms of service and privacy policy
Termination
Either party may terminate this agreement at any time:
- You may stop using the Service at any time
- We may discontinue the Service with or without notice
- Termination does not affect data stored in your Google Drive
Contact Information
For questions about these Terms of Service, contact us at:
Email: support@bankaibyte.com
Changes to Terms
We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms.